✦ YNAB Certified Budget Coach

Real budgeting. Real life. Real results.

What if budgeting actually felt good?

Donna Ferris
Hi, I'm Donna — and I'm here to help you make that happen. With the YNAB method and a whole lot of real-life experience, I'll work with you to build a budget that actually fits your life — judgment-free, meeting you where you are, and always with your priorities in mind.

Create a budget that works for you, fits your life and aligns with your priorities.

Stop wondering where your money went — and start telling it where to go.

Pay off debt with a real plan.

Build savings for the things that matter most.

Experience the freedom, flexibility and clarity budgeting can bring.

Donna Ferris
Donna and husband
Donna with her chicken

I know numbers. And I know what it's like when budgeting just doesn't stick.

Hi, I'm Donna! I'm a YNAB Certified Budget Coach with a background in bookkeeping and business tax preparation that spans most of my adult life. I know numbers — but knowing numbers didn't automatically mean I had my own budget figured out.

I tried out several budgeting methods that just never worked long term — until I found YNAB. It didn't just change how I manage money. It brought real clarity and peace to my financial life — and to my husband's too. That feeling is what I want for every single one of my clients. You don't need to be a numbers person. You just need a system that works for your real life, and someone to help you make it click.

When I'm not working, you'll find me doing house projects with my husband, tending to my chickens, woodworking in the shop, serving at my church, or sitting on my deck with a cup of coffee — and yes, probably YNAB-ing.

⭐ YNAB Certified Budget Coach
See How We Can Work Together

This is for you if...

You have never budgeted before.

You've tried budgeting before — spreadsheets, apps, Dave Ramsey — and nothing ever stuck.

You're not sure where your money goes each month, and honestly, you're a little afraid to look.

Money stress keeps you up at night, or makes you dread checking your bank account.

Your income is irregular and budgeting feels impossible.

You're carrying debt and don't know where to start — or you're embarrassed about where you're at.

You have a big goal — a house, a trip, early retirement, getting out of debt — and you need help getting there.

You think of budgeting as rigid and boring — I promise it doesn't have to be like that!

You're ready to finally feel calm, clear, and in control of your money.

I'm ready to start →

When you have a budget that truly works for you — one that excites you and aligns with how you want to live your life — the possibilities are endless.

Pick the support that fits where you are.

Not sure which is right for you? Let's figure it out together on a free discovery call — no pressure.

New to YNAB?

Just getting started? These packages will get you set up, confident, and actually budgeting — with 2 free months of YNAB included on top of the 34-day trial.

The Starter Package
Perfect for new YNAB users
$ 300 4 sessions
Get YNAB set up properly and start building real budgeting habits — with a longer first session to cover all the foundations.
  • 1 × 90-min kickoff session
  • 3 × 60-min follow-up sessions
  • YNAB account setup from scratch
  • Budget categories built for your life
  • Learn how the YNAB method works and why it's different
  • 2 free months of YNAB included
Get Started — $300
Already using YNAB?

Want a fresh perspective, some accountability, or help with a specific situation? These are for you.

Single Session
Flexible, no commitment
$ 75 1 hour
Need help working through one or two things? Want a YNAB review and some fresh suggestions? Received a windfall or experiencing a life change? No commitment necessary.
  • 1 × 60-min coaching session
  • Work through specific challenges
  • YNAB review & personalized suggestions
  • Windfall or life change budgeting
  • No ongoing commitment required
  • 2 free months added to your YNAB membership
Book a Session — $75
3-Session Package
Skills, accountability & a fresh start
$ 210 3 sessions
Hone your budgeting skills, revamp or start fresh, and experience the accountability that working with a coach brings.
  • 3 × 60-min coaching sessions
  • Budget revamp or fresh start
  • Skill building & YNAB refinement
  • Accountability & check-ins
  • Email support between sessions
  • 2 free months added to your YNAB membership
Get Started — $210
Zero Pressure. Totally Free.

Not sure if this is right for you?
Let's just talk first.

A free 20-minute call to get to know each other, talk about your situation, and figure out together if coaching makes sense. No pitch. No obligation. And if it's not the right fit, I'll tell you that too.

20 minutes, no cost
Talk through your goals
Completely judgment-free
No obligation to book
Let's Talk — Book Your Free Call

All sessions are virtual — schedule anytime that works for you.

Don't think you're good at money? Here's the truth.

I'm not good with numbers — can I still do this?

Absolutely. YNAB isn't about math — it's about making intentional decisions with your money. You don't need to be a numbers person. You just need to be ready to try something that actually works, and I'll guide you through every single step.

I have a lot of debt — can you really help me with that?

Yes — and this is one of the most powerful things YNAB can do for you. Having debt doesn't mean budgeting won't work. It means you need a clear plan more than ever. We'll look at your full picture together and build a real, doable strategy to start chipping away at it.

I've tried budgeting before and it never sticks. Why would this be different?

Most budgeting methods are rigid, restrictive and backward-looking — and they don't account for real life. I tried several myself and none of them worked long-term. YNAB is genuinely different. It's flexible, forward-focused, and built around what's actually happening in your life right now. And this time, you'll have a coach in your corner.

What if I'm embarrassed about where I'm at financially?

I have worked with people on money, spending and taxes for over 25 years — and I promise, zero judgment here. I've seen it all, and where you are right now is simply your starting point. That's all it is. We all start somewhere, and you showing up is what matters.

Can I really afford a budget coach?

I completely understand the hesitation — and I want to be honest with you. Coaching is an investment. But most clients quickly find money they didn't even know they were losing. Let's talk about what makes sense for you on our free discovery call.

I don't make much money. Is budgeting even worth it?

Budgeting is actually very powerful when money is tight. YNAB helps you make the most of every dollar you have — so you stop feeling like there's never enough. It's not about how much you make. It's about being intentional with what you do have.

I make plenty of money — do I even need to budget?

More money doesn't automatically mean more clarity or less stress. Plenty of high earners still feel like they have nothing to show for it at the end of the month. YNAB helps you be intentional about where your money goes — so you can build real wealth and actually enjoy what you've worked hard for.

What if my income is irregular and I never know what I'll make?

This is one of my favorite things to coach! YNAB is genuinely great for irregular income once you know how to set it up. We'll build a system that works with the feast-and-famine cycle instead of fighting it — so you feel prepared no matter what comes in.

Do I have to pay for YNAB?

Every new YNAB user gets a 34-day free trial — and when you sign up to work with me, you'll also get 2 additional free months on top of that. After the trial, YNAB is a subscription, but most people find it pays for itself quickly in what they save.

How do I pay you?

After our discovery call, I'll send you a secure invoice by email. You can pay with any major credit or debit card, or Apple Pay. Simple, quick, and secure.

Ready when you are.

Pick a time that works for you, or shoot me an email if you've got questions first. Either way, I'm here and I'm excited to hear from you.

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Email Me

[email protected]

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All Sessions Are Virtual

We meet on Zoom — no commute, no stress. Work with me from anywhere.

I'll Respond Quickly

Emails answered within 1 business day. Calendly bookings are confirmed instantly.

Book Your Session

Choose a call type and find a time that works. Free discovery calls, paid sessions — all in one place.

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Secure, simple, flexible.

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Payment Plans Available

Need to split your VIP package into two payments? Just ask — I'm happy to make it work for your budget.

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Certification Disclaimer: I am a YNAB Certified Coach, which means that I have been trained to coach people on using YNAB software and the YNAB method. I have met select requirements of YNAB in order to receive this certification, which means that I have the ability to competently coach YNAB to others. I am not an employee of YNAB, and all non-YNAB related opinions and recommendations are my own. My views do not reflect the views of YNAB and its employees or its affiliates.